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ACCIDENT & HEALTH

WARNING: Don't even think about renewing your student insurance plan until we have had a cup of coffee together!
It takes about two minutes to brew a fresh, hot cup of coffee…and about twenty minutes to drink it. In 22 minutes you can learn what every college/university administrator should know about student insurance plans

If you ever had an experience making a decision about changing the student insurance at your college…you probably hated dealing with it. Most brokers that call or visit with you have no earthly idea what makes a great student insurance plan work. All they want to do is sell you their plan, which may be inferior, or worse yet, at a higher cost in an effort to jack up the price and therefore their commission. To make matters worse, the broker and the insurance company generally have hidden rules, regulations and procedures in place that make it difficult for your students to receive the proper claims service they deserve.

Fortunately, when properly customized to the needs of your students, the plans work to their (and your) advantage. Therefore, I have arranged to deliver to you hard-hitting, real world information that will increase your knowledge of these specialized plans. The wisdom and understanding you will gain is unprecedented.

Best of all, this is not some "pretend expert," pontificating on untested theory. By that I mean, someone who teaches, but has never done it themselves. In our meeting, you will learn the Dirty Little Secrets of the student insurance industry for the first time. We have over 37 years of real experience in designing, implementing and administering student insurance plans.

In only 22 minutes, you will learn:
  • What's behind those cheap rates in student medical plans? HINT: There's no such thing as a free lunch.
  • What the "MDR" is and why it's so important to proper claims handling.
  • Is it, legal, moral, ethical? What "cash flow" underwriting is, why insurance companies engage in it and how it results in your students (and the college) paying more for insurance!
  • How to virtually eliminate administrative time (and expense) in the enrollment and waiver process - This one could save you thousands of dollars!
  • Why students receive "balance bills" from providers and how to dismiss them.
  • The main reason for medical withdrawals and what you can do about them.
  • Got Athletes? I'll give you little known tactics to properly structure the athletic insurance coverage. The savings alone could provide an athletic scholarship!
My $20 Guarantee:
The information you'll receive is powerful. I guarantee it. In fact, I'll put my money where my mouth is and say, "If you don't benefit from the information shared…then at the end of the 22 minutes, I'll pay you $20 cash, on the spot, for your time."

I just want you to know that there is no risk on your part with this offer. I've taken all the risk away from you and I've put it on myself. The burden of whether this information is relevant and useful falls on my shoulders not on yours.

How to Get This Information for Yourself
You only have to agree to meet with me…for 22 minutes. Use the telephone and call me, toll free at (800) 444-5530, ext. 208 (You can even call my private client line at (716) 479-6680). Or, E-Mail me at my personal address: jocchino@niagaranational.com. Use the phone, email or fax (716) 684-6285 today and reserve our 22-minute meeting. I only have a limited number of dates and times and we are fulfilling them on a first come first served basis. Contact me now!


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