Workers' Compensation
Pays for medical care and physical rehabilitation of workers who
are injured on the job, and replaces their lost wages while they're
unable to work. Obtain
a Quote
Automobile
Auto liability insurance is coverage for financial loss due to liability
for injuries to others or damage to their property, caused by the
policyholder's vehicle. Auto physical damage insurance is coverage
for damage to or loss of a vehicle, due to collision, fire, theft,
and other perils. Obtain
a Quote
Umbrella Liability
Coverage for liability losses that exceed the limit of an underlying
policy. Umbrella coverage applies only to losses over a large dollar
amount, but terms of coverage are sometimes broader than those of
underlying policies. Obtain
a Quote
Professional Liability
Covers specialists, such as accountants, lawyers, doctors, dentists,
and pharmacists for negligence and/or errors and omissions that
injure their clients. Obtain
a Quote
Employment Practices Liability
Covers the insured organization, its director and officers, and,
often, all employees for liability arising out of various employment-related
offenses alleged to have been committed against its employees, such
as wrongful termination, discrimination, and sexual harassment.
Obtain
a Quote
Directors and Officers Liability
(1) protects the directors and officers of a corporation against
liability allegations arising out of their "wrongful acts" and
(2) reimburses the corporation when it is legally required or permitted
to indemnify its directors and officers for their wrongful acts
(in other words, replacing corporate treasury funds after the corporation
has reimbursed its directors and officers). Obtain
a Quote
Surety Bond
A "contract whereby one party agrees to be answerable for debt,
default, or miscarriage of another." Obtain
a Quote
Commercial Package Policy (CPP)
A Commercial Lines policy that contains more than one of the following
coverage parts: Commercial Property, Commercial General Liability,
Commercial Inland Marine, Commercial Crime, Boiler & Machinery Insurance,
Commercial Automobile, and Farm. Obtain
a Quote
Business Owners
A package of coverages to meet the needs of many small to medium-sized
businesses that have similar and relatively uncomplicated insurance
needs. Obtain
a Quote
