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EMPLOYEE BENEFIT POLICIES:

  • Disability
  • Short Term Disability including NYS DBL
  • Long Term Disability
  • Life
  • AD&D
  • Medical including Traditional Plans; HMO; PPO and Self Funding
  • Dental
  • Vision
  • Prescription Drugs
  • Payroll Deducted Auto and Home
  • Legal
  • Long Term Care
  • Travel Accident
  • Cafeteria/Flexible Benefit Plans/125 Plans
  • Retirement Plans
  • Benefit Consulting

Some of the areas that we may be of assistance to you are:

  • Reviewing benefit plan design
  • Reviewing cost containment features and effectiveness
  • Analyzing claims experience and funding projections
  • Evaluating administrative services
  • Assisting in negotiating renewal arrangements with your benefit service providers
  • Assisting in the management of service and relations with providers
  • Assisting in evaluating "Risk-Sharing" as offered by Stop loss coverage.
Our multi-line involvement in other areas is a benefit to many of our groups. By making available products such as group Auto, Homeowner, and Long Term Care insurance we can provide a convenience and affordability, which may be a welcome benefit to your members.

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